RJ Jaramillo is the country's leading industry consultant for Tiny Homes, Modular Homes, Barndominiums, and ADU's.
Through RJ's years of knowledge as a lender for Fairway Independent Mortgage Corporation, as well has his own personal experience as a tiny home owner, he has learned the in's and out's of manuvering through the world of "tiny loans."
RJ is here to help educate you - not in some stuffy boardroom or corporate webinar - he's here to educate YOU - one on one, through the resources here on this website along with personalized Zoom meetings to help you discover what the best plan would be for your personal dreams.
You may be thinking that's a tiny home, but it may be a barndominium instead. With RJ's help, you'll work together to explore the possibilities for the best plan with the best financing available.


Serving Clients Across the Contiguous 48 States
Guiding Clients Nationwide with Trusted Tiny Home, Barndominium, Modular Home and ADU Construction, Financing, and Consulting Solutions
Personalized Consulting and Financing with RJ Jaramillo
In 2019, I began helping people in San Diego become proud ADU homeowners. Through the process of building our own tiny home/ADU, I fell in love with the Tiny Home industry and quickly recognized its value, not only for home ownership, but also as a housing solution. I now educate and consult people interested in Tiny Homes, Modular Homes, Barndominiums and ADU development across 48 states. These modern building options are flexible, multi-generational living spaces that solve real challenges—housing adult children, welcoming a parent back home, or creating rental income. Tiny Homes, Barndominiums and ADUs not only increase property value, but they also build long-term financial security and generational wealth.

Trusted Support for Every Step of Your Tiny Home Journey
With RJ Jaramillo and Fairway Home Mortgage by your side, you gain more than a lending solution for your Tiny Home/ADU project—you gain a partner who understands Tiny Homes and ADUs from the inside out. As both a Tiny Homeowner and a NMLS licensed Mortgage Professional, RJ combines personal experience with professional expertise, simplifying the process and growing your confidence every step of the way.
Whether you’re building a new home, converting a garage, or seeking supplemental income streams, we’re here to guide you with trusted consulting, customized loan solutions, and ongoing support. Serving homeowners nationwide, our mission is to help you transform your property into a new opportunity for comfort, independence, and financial security.
Flexible Space That Adapts to Your Needs




